Payments Domain Mastery Program

💡 About the Program

The Payments Domain Mastery Program is a 25-hour, use-case–driven course designed to help professionals, entrepreneurs, and students understand the complete payments ecosystem — from the customer to the clearinghouse.

This program provides an immersive, functional + operational + technical perspective of how payment systems, regulations, and technologies work together across banking and fintech domains.

Through 15 highly interactive sessions, you’ll learn real-world payment operations, compliance frameworks, and cutting-edge innovations like AI, blockchain, and open banking, guided by industry experts from global banking and fintech backgrounds.

🎯 Target Audience

This program is ideal for:

• 🏦 Banking & FinTech professionals working in operations, compliance, or product management

• 👨‍💻 Developers & product managers in BFSI or digital payments

• 🚀 Entrepreneurs building payment or fintech startups

• 🎓 MBA / Engineering students specializing in finance or technology

🧭 Program Objective

To equip participants with a 360° understanding of the payments ecosystem, combining:

• Functional and operational frameworks of payment systems

• Regulatory and compliance knowledge

• Technical foundations and integration concepts

• Practical insights from real-world fintech and banking use cases

🕒 Program Details

• Duration: 15 Sessions | 25 Hours

• Mode: 100% Online (Live Interactive Sessions)

• Format: Use-case–based, discussion-oriented learning

• Next Batch Starts: [Insert Date]

• Batch Size: Limited seats for hands-on learning

📘 Detailed Curriculum

Module 1: Foundation of Payments (Sessions 1–3)

Session 1: Introduction to the Payments Landscape

• Evolution of Payments: From Barter to Digital

• Stakeholders: Banks, FinTechs, PSPs, Regulators

• Domestic & Cross-border ecosystems

• Retail, Corporate, Mobile, and Online Payment Channels

Session 2: Payment Systems & Instruments

• Paper, Electronic, Card-based, and Wallet-based instruments

• Cheques, RTGS, NEFT, IMPS, and UPI flows

• Credit/Debit/Prepaid/Contactless/QR payments

• Role of Payment Gateways and Aggregators

Session 3: Payments Terminology & Concepts

• ISO 20022, SWIFT, BIC, IBAN, IFSC, MICR

• Clearing, Settlement, and Reconciliation simplified

• Authorization → Clearing → Settlement lifecycle

• Use Case: ₹100 UPI transaction journey in real-time

Module 2: Operational & Regulatory Framework (Sessions 4–6)

Session 4: Regulatory Framework in India

• Role of RBI, NPCI, and Global Regulators

• Licensing: PPI, Payment Banks, NBFCs

• AML, KYC, FATF, and PSD2 compliance

• Case Study: RBI’s Role in UPI & Digital Rupee

Session 5: Payment Operations & Risk Management

• Settlement Risks and Fraud Types

• Reconciliation & Exception Handling

• Chargebacks and Dispute Resolution lifecycle

• Case Study: Card Fraud Detection Flow

Session 6: Cross-Border Payments

• SWIFT Network and Correspondent Banking

• Nostro/Vostro Account Mechanism

• FX Conversion, Fees, and Settlement

• Innovations: RippleNet, Visa B2B Connect

Module 3: Technical Architecture of Payments (Sessions 7–9)

Session 7: Payment System Architecture

• High-level payment system design

• Role of APIs, middleware, and message queues

• Integration patterns in real-world fintech systems

• ISO 8583 (Card transaction message structure)

Session 8: Payment Gateways, Switches & Processors

• Merchant → Acquirer → Issuer flow explained

• UPI, POS, and online payment transaction journey

• Tokenization, Encryption, and Security Standards

• Demo: Simulated Card Authorization Flow

Session 9: Core Banking & Payment Integration

• CBS integration with payment systems

• Real-time vs Batch-based interfaces

• Reconciliation engines & file-based processing

• Example: API-based UPI integration

Module 4: Emerging Technologies & Trends (Sessions 10–12)

Session 10: FinTech Innovations in Payments

• BNPL, Wallets, Embedded Finance

• Open Banking APIs & Data Exchange

• Case Study: Razorpay, Paytm, and Stripe business models

Session 11: AI & Automation in Payments

• AI/ML for Fraud Detection and Routing

• RPA in Payment Operations and Reconciliation

• Intelligent Payment Routing Strategies

• Demo: AI-based Fraud Risk Scoring

Session 12: Blockchain & Digital Currencies

• Blockchain use cases in payments

• CBDCs: Digital Rupee, Digital Yuan, eKrona

• Stablecoins, DeFi, and Smart Contracts

• Case Study: Cross-border Blockchain Remittance

Module 5: Practical Insights & Capstone (Sessions 13–15)

Session 13: Building a Payment Product

• Product Ideation → MVP → Regulatory Approval

• UX & Customer Experience in Payments

• FinTech Business Model Canvas

Session 14: Payment Data Analytics

• Transaction Data Lifecycle

• Fraud Patterns and Operational KPIs

• KPI Dashboarding and Insights

• Example: Heatmap for Payment Failures

Session 15: Capstone – “The Future of Payments”

• Discussion: Future Trends & AI in Payments

• Designing Next-Gen Payment Products

• Group Project: Create Your Own Payment Innovation Pitch

• Wrap-up, Certification & Career Q&A

🧠 Learning Outcomes

By completing this program, participants will be able to:
✅ Understand the end-to-end payments ecosystem and value chain
✅ Master functional, operational, and regulatory aspects of payments
✅ Learn ISO 20022 / SWIFT / NPCI standards and use cases
✅ Explore AI, Blockchain, and Open Banking innovations
✅ Design and present payment product concepts and business models
✅ Prepare for interviews and strategic fintech roles

📚 Study Material You’ll Receive

All participants will receive exclusive access to:
📗 Comprehensive PDF Notes – session-wise breakdowns
📘 Regulatory Framework Summaries (RBI, NPCI, FATF, PSD2)
📄 Fintech Case Studies – Paytm, Stripe, Razorpay, RippleNet
📊 Payment Flow Diagrams & Ecosystem Maps
🧩 Glossary of 200+ Payments & FinTech Terms
📝 Mock Interview Q&A Bank (Functional + Technical)
🎥 Session Recordings – access for 90 days post-program
🎓 Certificate of Completion – “Payments Domain Mastery”

💬 Why Choose This Program

✔ Ideal for professionals seeking career acceleration in fintech or banking
✔ Covers both regulatory + operational + tech dimensions
✔ Real-world examples and case-driven learning
✔ Taught by experienced fintech practitioners
✔ Includes career mentorship & mock interviews

🎓 Enroll Now

Ready to master the Payments Domain and build your fintech future?
🎯 Enroll in the next batch today!

🔗 Contact us to book your slot now..!!

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